Bank of Scotland Foundation works with local, regional and national charities to tackle disadvantage and social exclusion in communities across Scotland. Using an annual donation from Lloyds Banking Group, the Foundation funds charities through Grants Programmes and a Matched Giving Programme for Lloyds Banking Group’s employees across Scotland. Since 2010, the Foundation has distributed over £12m to over 1,600 charities working in some of Scotland’s most deprived communities addressing areas such as homelessness, debt management, reducing isolation and supporting job creation. The Foundation is widely respected for the quality of its grant making and for its commitment to supporting small and medium charities working with disadvantaged people.